/* Russell Benefits Group
   Layout: business-card language. White field, sage band, a thin vertical rule
   that splits the main message from the tagline, ghost "RBG" monogram behind type. */
:root {
  --bg: #ffffff;
  --paper: #f6f1e8;
  --sand: #eee4d3;
  --sand-deep: #d9c7a8;
  --sky: #e9ede3;
  --water: #c9d3c4;
  --ink: #3f423d;
  --ink-soft: #5d6259;
  --sage: #7d8b6c;
  --sage-deep: #5f6d50;
  --sage-ink: #ffffff;
  --sage-wash: #e7ebe1;
  --line: #d9ddd2;
  --ghost: rgba(255, 255, 255, 0.14);
  --focus: #3d5a2a;
  --band-btn-ink: #4e5b40;

  --display: "Gloock", "Georgia", "Times New Roman", serif;
  --body: "Mulish", "Segoe UI", "Helvetica Neue", Arial, sans-serif;
  --label: "Raleway", "Segoe UI", "Helvetica Neue", Arial, sans-serif;

  --step-0: 1.125rem;
  --step-1: 1.35rem;
  --step-2: 1.75rem;
  --step-3: clamp(2rem, 1.4rem + 2.4vw, 2.9rem);
  --step-4: clamp(2.5rem, 1.6rem + 3.8vw, 4.2rem);
  --wrap: 72rem;
  --gutter: clamp(1rem, 0.5rem + 2.5vw, 2.5rem);
  --radius: 4px;
  color-scheme: light;
}
@media (prefers-color-scheme: dark) {
  :root:not([data-theme="light"]) {
    --bg: #171a15; --paper: #1d1b17; --sand: #26231d; --sand-deep: #6b5d47; --sky: #222820; --water: #2c3529; --ink: #e9ece4; --ink-soft: #b7beae;
    --sage: #5f6d50; --sage-deep: #9fb08a; --sage-ink: #f4f6f0; --sage-wash: #283023;
    --line: #353b30; --ghost: rgba(255, 255, 255, 0.08); --focus: #c2d4aa;
    color-scheme: dark;
  }
}
:root[data-theme="dark"] {
  --bg: #171a15; --paper: #1d1b17; --sand: #26231d; --sand-deep: #6b5d47; --sky: #222820; --water: #2c3529; --ink: #e9ece4; --ink-soft: #b7beae;
  --sage: #5f6d50; --sage-deep: #9fb08a; --sage-ink: #f4f6f0; --sage-wash: #283023;
  --line: #353b30; --ghost: rgba(255, 255, 255, 0.08); --focus: #c2d4aa;
  color-scheme: dark;
}

*, *::before, *::after { box-sizing: border-box; }
html { -webkit-text-size-adjust: 100%; scroll-behavior: smooth; }
body {
  margin: 0; background: var(--bg); color: var(--ink);
  font-family: var(--body); font-size: var(--step-0); line-height: 1.65;
}
img, svg { max-width: 100%; }
a { color: var(--sage-deep); text-underline-offset: 3px; }
a:hover { color: var(--ink); }
:focus-visible { outline: 3px solid var(--focus); outline-offset: 3px; border-radius: 2px; }
h1, h2, h3 { font-family: var(--display); font-weight: 400; line-height: 1.12; margin: 0; text-wrap: balance; color: var(--ink); }
h1 { font-size: var(--step-4); letter-spacing: -0.01em; }
h2 { font-size: var(--step-3); }
h3 { font-size: var(--step-2); }
p { margin: 0; }
.prose > * + * { margin-top: 1rem; }
.prose h2 { margin-top: 2.75rem; }
.prose h3 { margin-top: 2rem; font-size: var(--step-1); font-family: var(--label); font-weight: 700; }
.prose ul, .prose ol { padding-left: 1.25rem; }
.prose li + li { margin-top: 0.4rem; }
.prose { max-width: 42rem; }
.skip { position: absolute; left: -999px; top: 0; background: var(--ink); color: var(--bg); padding: 0.5rem 1rem; z-index: 50; }
.skip:focus { left: 1rem; }

.wrap { max-width: var(--wrap); margin-inline: auto; padding-inline: var(--gutter); }
.eyebrow {
  font-family: var(--label); text-transform: uppercase; letter-spacing: 0.22em;
  font-size: 0.8rem; font-weight: 600; color: var(--sage-deep);
}

/* Announcement (enrollment periods) */
.notice { background: var(--ink); color: var(--bg); font-family: var(--label); font-size: 0.95rem; }
.notice .wrap { padding-block: 0.6rem; display: flex; gap: 0.5rem 1rem; flex-wrap: wrap; justify-content: center; text-align: center; }
.notice a { color: inherit; font-weight: 700; }

/* Header */
.site-header {
  position: sticky; top: env(safe-area-inset-top, 0px); z-index: 20;
  background: var(--bg); border-bottom: 1px solid var(--line);
}
.site-header .wrap { display: flex; align-items: center; justify-content: space-between; gap: 1rem; padding-block: 0.85rem; }
.brand { display: flex; align-items: center; gap: 0.75rem; text-decoration: none; color: var(--ink); }
.brand-mark {
  width: 2.75rem; height: 2.75rem; flex: none; display: grid; place-items: center;
  background: var(--sage); color: var(--sage-ink); font-family: var(--display); font-size: 1.05rem; letter-spacing: 0.02em;
}
.brand-name { font-family: var(--display); font-size: 1.35rem; line-height: 1; }
.brand-name small { display: block; font-family: var(--label); font-size: 0.66rem; letter-spacing: 0.24em; text-transform: uppercase; color: var(--ink-soft); margin-top: 0.3rem; }
.nav { display: flex; align-items: center; gap: 1.6rem; }
.nav a { font-family: var(--label); font-weight: 600; font-size: 0.98rem; color: var(--ink); text-decoration: none; }
.nav a[aria-current="page"] { color: var(--sage-deep); box-shadow: inset 0 -2px 0 var(--sage); }
.nav a:hover { color: var(--sage-deep); }
.menu-btn {
  display: none; background: none; border: 1px solid var(--line); color: var(--ink);
  font-family: var(--label); font-weight: 600; font-size: 0.95rem; padding: 0.55rem 0.9rem; border-radius: var(--radius); cursor: pointer;
}

/* Buttons */
.btn {
  display: inline-flex; align-items: center; justify-content: center; gap: 0.55rem;
  font-family: var(--label); font-weight: 700; font-size: 1rem; letter-spacing: 0.02em;
  padding: 0.95rem 1.5rem; border-radius: var(--radius); text-decoration: none; border: 2px solid transparent;
  transition: background-color .2s ease, color .2s ease, border-color .2s ease;
}
.btn-primary { background: var(--sage); color: var(--sage-ink); }
.btn-primary:hover { background: var(--sage-deep); color: var(--sage-ink); }
:root[data-theme="dark"] .btn-primary:hover { color: var(--bg); }
@media (prefers-color-scheme: dark) { :root:not([data-theme="light"]) .btn-primary:hover { color: var(--bg); } }
.btn-ghost { border-color: var(--sage); color: var(--ink); background: transparent; }
.btn-ghost:hover { background: var(--sage-wash); color: var(--ink); }
.btn-light { background: var(--sage-ink); color: var(--band-btn-ink); }
.btn-light:hover { background: var(--bg); color: var(--ink); }
.audience.ask { background: var(--sage-wash); }
.nav .btn { padding: 0.65rem 1.1rem; color: var(--sage-ink); }
.nav .btn:hover { color: var(--sage-ink); }
.actions { display: flex; flex-wrap: wrap; gap: 0.85rem; align-items: center; }

/* Hero */
.hero { position: relative; overflow: hidden; }
.hero .wrap { display: grid; grid-template-columns: 1.25fr 1fr; gap: clamp(2rem, 5vw, 4.5rem); align-items: center; padding-block: clamp(3rem, 7vw, 5.5rem); }
.hero-copy { display: grid; gap: 1.4rem; min-width: 0; }
.hero-copy .lede { font-size: var(--step-1); color: var(--ink-soft); max-width: 34rem; line-height: 1.55; }
.phone-line { font-family: var(--label); color: var(--ink-soft); font-size: 1rem; }
.phone-line a { font-weight: 700; color: var(--ink); text-decoration: none; white-space: nowrap; }

/* The agent card: a direct echo of the printed business card */
.agent-card {
  position: relative; background: var(--bg); border: 1px solid var(--line);
  box-shadow: 0 30px 60px -30px rgba(40, 50, 30, .35); transform: rotate(-2.5deg);
  max-width: 30rem; width: 100%; justify-self: center; min-width: 0;
}
.agent-card .top { padding: 1.75rem 1.75rem 1.25rem; display: grid; gap: 0.9rem; }
.agent-card .name { font-family: var(--display); font-size: clamp(1.9rem, 1.4rem + 1.6vw, 2.5rem); line-height: 1; }
.agent-card .title { font-family: var(--label); text-transform: uppercase; letter-spacing: 0.24em; font-size: 0.72rem; color: var(--ink-soft); margin-top: -0.35rem; }
.agent-card ul { list-style: none; margin: 0; padding: 0; display: grid; gap: 0.55rem; font-family: var(--label); font-size: 0.95rem; }
.agent-card li { display: flex; align-items: center; gap: 0.6rem; min-width: 0; overflow-wrap: anywhere; }
.agent-card .ico { width: 1.6rem; height: 1.6rem; flex: none; border-radius: 50%; background: var(--sage); color: var(--sage-ink); display: grid; place-items: center; }
.agent-card .ico svg { width: 0.85rem; height: 0.85rem; }
.agent-card .band {
  background: var(--sage); color: var(--sage-ink); display: grid; grid-template-columns: 1fr auto; align-items: stretch;
  font-family: var(--label); position: relative; overflow: hidden;
}
.agent-card .band .co { padding: 1rem 1.75rem; font-family: var(--display); font-size: 1.15rem; opacity: .55; align-self: center; }
.agent-card .band .tag { border-left: 1px solid rgba(255,255,255,.6); padding: 0.8rem 1.4rem; font-size: 0.85rem; line-height: 1.35; align-self: center; }

/* Sage band with ghost monogram */
.band-section { position: relative; background: var(--sage); color: var(--sage-ink); overflow: hidden; }
.band-section::before {
  content: "RBG"; position: absolute; right: -0.05em; bottom: -0.28em; font-family: var(--display);
  font-size: clamp(9rem, 26vw, 22rem); line-height: 1; color: var(--ghost); pointer-events: none;
}
.band-section::before { left: 50%; right: auto; top: 50%; bottom: auto; transform: translate(-50%, -50%); letter-spacing: 0.02em; }
.band-section h2, .band-section h3, .band-section .eyebrow { color: var(--sage-ink); }
.band-section .wrap { position: relative; padding-block: clamp(2.75rem, 6vw, 4.5rem); }
.promises { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 0; }
.promise { padding: 0.25rem 2rem; border-left: 1px solid rgba(255,255,255,.45); display: grid; gap: 0.5rem; align-content: start; }
.promise:first-child { border-left: 0; padding-left: 0; }
.promise h3 { font-size: var(--step-1); }
.promise p { opacity: .92; font-size: 1.02rem; }

/* Generic sections */
.section { padding-block: clamp(3.5rem, 8vw, 6rem); }
.section-paper { background: var(--paper); }
.section-head { display: grid; gap: 0.75rem; max-width: 44rem; margin-bottom: clamp(2rem, 4vw, 3rem); }
.section-head p { color: var(--ink-soft); }

/* Steps: a real sequence, so numbered */
.steps { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: clamp(1.5rem, 3vw, 2.5rem); counter-reset: step; list-style: none; padding: 0; margin: 0; }
.steps li { counter-increment: step; display: grid; gap: 0.6rem; align-content: start; border-top: 2px solid var(--sage); padding-top: 1.25rem; }
.steps li::before { content: "Step " counter(step); font-family: var(--label); text-transform: uppercase; letter-spacing: 0.2em; font-size: 0.78rem; font-weight: 700; color: var(--sage-deep); }
.steps h3 { font-size: var(--step-2); }
.steps p { color: var(--ink-soft); }

/* Audience links */
.audiences { display: grid; grid-template-columns: repeat(auto-fit, minmax(min(100%, 19rem), 1fr)); gap: 1px; background: var(--line); border: 1px solid var(--line); }
.audience { background: var(--bg); padding: 1.6rem 1.6rem 1.5rem; display: grid; gap: 0.45rem; text-decoration: none; color: var(--ink); transition: background-color .2s ease; align-content: start; }
.audience:hover { background: var(--sage-wash); color: var(--ink); }
.audience strong { font-family: var(--display); font-weight: 400; font-size: 1.45rem; line-height: 1.2; }
.audience span { color: var(--ink-soft); font-size: 1rem; }
.audience em { font-style: normal; font-family: var(--label); font-weight: 700; font-size: 0.9rem; color: var(--sage-deep); margin-top: 0.4rem; }

/* Carriers */
.carriers { display: flex; flex-wrap: wrap; gap: 0.75rem 2.75rem; align-items: baseline; list-style: none; padding: 0; margin: 0; }
.carriers li { font-family: var(--display); font-size: clamp(1.25rem, 1rem + 1vw, 1.7rem); color: var(--ink-soft); }
.fine { font-size: 0.92rem; color: var(--ink-soft); }

/* States */
.states { display: grid; grid-template-columns: repeat(4, minmax(0, 1fr)); gap: 1rem; list-style: none; padding: 0; margin: 0; }
.state { border: 1px solid var(--line); padding: 1.4rem; display: grid; gap: 0.25rem; background: var(--bg); }
.state b { font-family: var(--display); font-weight: 400; font-size: 3rem; line-height: 1; color: var(--sage-deep); }
.state span { font-family: var(--label); font-weight: 600; }
.state.soon { border-style: dashed; background: transparent; }
.state.soon b { color: var(--line); }

/* Split layout with vertical rule, like the card */
.split { display: grid; grid-template-columns: 1fr auto 1fr; gap: clamp(1.5rem, 4vw, 3.5rem); align-items: center; }
.split .rule { width: 1px; align-self: stretch; background: currentColor; opacity: .5; }
.cta-band h2 { font-size: var(--step-3); }
.cta-band p { font-size: var(--step-1); opacity: .95; }
.cta-band .actions { justify-content: flex-start; }

/* Page hero (interior) */
.page-hero { background: var(--paper); border-bottom: 1px solid var(--line); }
.page-hero .wrap { padding-block: clamp(2.75rem, 6vw, 4.5rem); display: grid; gap: 1rem; }
.page-hero p { font-size: var(--step-1); color: var(--ink-soft); max-width: 40rem; line-height: 1.55; }
.crumbs { font-family: var(--label); font-size: 0.9rem; color: var(--ink-soft); }
.crumbs a { color: var(--ink-soft); }

/* Two-column article with sidebar */
.article { display: grid; grid-template-columns: minmax(0, 1fr) 20rem; gap: clamp(2rem, 5vw, 4.5rem); align-items: start; }
.aside { position: sticky; top: calc(env(safe-area-inset-top, 0px) + 6rem); border: 1px solid var(--line); background: var(--bg); }
.aside .aside-top { padding: 1.5rem; display: grid; gap: 0.75rem; }
.aside h2 { font-size: 1.5rem; }
.aside p { font-size: 1rem; color: var(--ink-soft); }
.aside .aside-band { background: var(--sage); color: var(--sage-ink); padding: 1rem 1.5rem; font-family: var(--label); font-size: 0.95rem; display: grid; gap: 0.2rem; }
.aside .aside-band a { color: var(--sage-ink); font-weight: 700; text-decoration: none; }

/* Plan cards on plans page */
.parts { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 1.25rem; }
.part { border: 1px solid var(--line); padding: 1.5rem; display: grid; gap: 0.6rem; align-content: start; background: var(--bg); }
.part .eyebrow { font-size: 0.74rem; }
.part h3 { font-size: 1.55rem; }
.part p { font-size: 1.02rem; color: var(--ink-soft); }

.table-wrap { overflow-x: auto; border: 1px solid var(--line); }
table { border-collapse: collapse; width: 100%; min-width: 34rem; font-size: 1rem; }
th, td { text-align: left; padding: 0.9rem 1rem; border-bottom: 1px solid var(--line); vertical-align: top; }
th { font-family: var(--label); font-weight: 700; background: var(--paper); }
tr:last-child td { border-bottom: 0; }

.periods { list-style: none; padding: 0; margin: 0; display: grid; gap: 0; border-top: 1px solid var(--line); }
.periods li { display: grid; grid-template-columns: 14rem minmax(0, 1fr); gap: 1.5rem; padding: 1.25rem 0; border-bottom: 1px solid var(--line); }
.periods .when { font-family: var(--label); font-weight: 700; color: var(--sage-deep); font-variant-numeric: tabular-nums; }
.periods strong { display: block; font-family: var(--display); font-weight: 400; font-size: 1.35rem; margin-bottom: 0.2rem; }
.periods p { color: var(--ink-soft); font-size: 1.02rem; }

.checklist { list-style: none; padding: 0 !important; }
.checklist li { position: relative; padding-left: 2rem; }
.checklist li::before { content: ""; position: absolute; left: 0; top: 0.45em; width: 1.05rem; height: 0.6rem; border-left: 2px solid var(--sage); border-bottom: 2px solid var(--sage); transform: rotate(-45deg); }

.callout { background: var(--sage-wash); border-left: 3px solid var(--sage); padding: 1.25rem 1.5rem; }

/* About */
.portrait {
  aspect-ratio: 4 / 5; max-width: 100%; background: var(--sage); color: var(--sage-ink); display: grid; place-items: center; position: relative; overflow: hidden;
}
.portrait span { font-family: var(--display); font-size: clamp(6rem, 18vw, 10rem); color: var(--ghost); line-height: 1; }
.portrait figcaption { position: absolute; left: 0; right: 0; bottom: 0; padding: 1rem 1.25rem; font-family: var(--label); font-size: 0.9rem; background: rgba(0,0,0,.18); }
.about-grid { display: grid; grid-template-columns: minmax(0, 22rem) minmax(0, 1fr); gap: clamp(2rem, 5vw, 4.5rem); align-items: start; }
.facts { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 1rem; margin-top: 2rem; }
.fact { border-top: 2px solid var(--sage); padding-top: 0.8rem; display: grid; gap: 0.2rem; }
.fact b { font-family: var(--label); text-transform: uppercase; letter-spacing: 0.18em; font-size: 0.75rem; color: var(--sage-deep); }

/* Contact */
.contact-grid { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 1.25rem; }
.contact-card { border: 1px solid var(--line); padding: 1.75rem; display: grid; gap: 0.75rem; align-content: start; background: var(--bg); min-width: 0; }
.contact-card h2 { font-size: 1.6rem; }
.contact-card .big { font-family: var(--label); font-weight: 700; font-size: 1.2rem; overflow-wrap: anywhere; color: var(--ink); text-decoration: none; }
.contact-card p { color: var(--ink-soft); font-size: 1rem; }
.contact-card.featured { background: var(--sage); border-color: var(--sage); color: var(--sage-ink); }
.contact-card.featured h2, .contact-card.featured p { color: var(--sage-ink); }

/* Footer */
.site-footer { background: var(--paper); border-top: 1px solid var(--line); font-size: 1rem; }
.site-footer .wrap { padding-block: 3.5rem 2rem; display: grid; gap: 2.5rem; }
.foot-cols { display: grid; grid-template-columns: 1.4fr 1fr 1fr 1fr; gap: 2rem; }
.foot-cols h2 { font-family: var(--label); font-size: 0.8rem; text-transform: uppercase; letter-spacing: 0.2em; color: var(--sage-deep); margin-bottom: 0.9rem; font-weight: 700; }
.foot-cols ul { list-style: none; padding: 0; margin: 0; display: grid; gap: 0.45rem; }
.foot-cols a { color: var(--ink); text-decoration: none; }
.foot-cols a:hover { text-decoration: underline; }
.foot-cols p { color: var(--ink-soft); }
.disclaimer { border-top: 1px solid var(--line); padding-top: 1.5rem; display: grid; gap: 0.75rem; font-size: 0.88rem; color: var(--ink-soft); line-height: 1.6; }
.legal-row { display: flex; flex-wrap: wrap; gap: 0.5rem 1.5rem; font-size: 0.88rem; color: var(--ink-soft); }
.legal-row a { color: var(--ink-soft); }

.reveal { animation: rise .7s ease both; }
.reveal-2 { animation: rise .7s .12s ease both; }
.card-in { animation: settle .9s .2s cubic-bezier(.2,.7,.2,1) both; }
@keyframes rise { from { transform: translateY(10px); } to { transform: none; } }
@keyframes settle { from { transform: rotate(-7deg) translateY(16px); } to { transform: rotate(-2.5deg); } }
@media (prefers-reduced-motion: reduce) {
  *, *::before, *::after { animation: none !important; transition: none !important; scroll-behavior: auto !important; }
}

/* Responsive */
@media (max-width: 960px) {
  .menu-btn { display: inline-flex; }
  .nav { display: none; position: absolute; left: 0; right: 0; top: 100%; background: var(--bg); border-bottom: 1px solid var(--line); flex-direction: column; align-items: stretch; gap: 0; padding: 0.5rem var(--gutter) 1.25rem; }
  .nav.open { display: flex; }
  .nav a { padding: 0.85rem 0; border-bottom: 1px solid var(--line); }
  .nav a[aria-current="page"] { box-shadow: none; }
  .nav .btn { margin-top: 1rem; border-bottom: 0; }
  .hero .wrap { grid-template-columns: 1fr; }
  .agent-card { max-width: 26rem; }
  .article { grid-template-columns: 1fr; }
  .aside { position: static; }
  .foot-cols { grid-template-columns: 1fr 1fr; }
  .states { grid-template-columns: repeat(2, minmax(0, 1fr)); }
  .contact-grid { grid-template-columns: 1fr; }
  .about-grid { grid-template-columns: 1fr; }
  .about-grid .portrait { max-width: 20rem; }
}
@media (max-width: 760px) {
  .promises, .steps { grid-template-columns: 1fr; }
  .promise { border-left: 0; border-top: 1px solid rgba(255,255,255,.45); padding: 1.25rem 0 0; }
  .promise:first-child { border-top: 0; padding-top: 0; }
  .promises { gap: 1.25rem; }
  .split { grid-template-columns: 1fr; }
  .split .rule { width: 4rem; height: 1px; align-self: start; }
  .parts { grid-template-columns: 1fr; }
  .periods li { grid-template-columns: 1fr; gap: 0.4rem; }
  .facts { grid-template-columns: 1fr; }
}
@media (max-width: 520px) {
  .foot-cols { grid-template-columns: 1fr; }
  .brand-name small { display: none; }
  .actions .btn { width: 100%; }
  .agent-card .band { grid-template-columns: 1fr; }
  .agent-card .band .tag { border-left: 0; border-top: 1px solid rgba(255,255,255,.6); }
}

/* ---- Warmth: Lowcountry art, sand tones, About Us ---- */
.section-sand { background: var(--sand); }
.hero { background: linear-gradient(180deg, var(--bg) 0%, var(--bg) 60%, var(--paper) 100%); }
.hero-art { margin: 0; position: relative; justify-self: center; width: 100%; max-width: 27rem; }
.lowcountry { display: block; width: 100%; height: auto; aspect-ratio: 5 / 6; border-radius: 14rem 14rem 0 0; background: var(--sky); }
.hero-art figcaption {
  position: absolute; left: -1.25rem; bottom: 1.5rem; background: var(--bg); border: 1px solid var(--line);
  padding: 0.8rem 1.1rem; display: grid; gap: 0.1rem; box-shadow: 0 14px 30px -18px rgba(60, 50, 30, .45);
}
.hero-art figcaption b { font-family: var(--display); font-weight: 400; font-size: 1.35rem; line-height: 1.1; }
.hero-art figcaption span { font-family: var(--label); font-size: 0.78rem; letter-spacing: 0.12em; text-transform: uppercase; color: var(--ink-soft); }
.fill-sun { fill: var(--sand-deep); opacity: .75; }
.fill-far { fill: var(--water); }
.fill-oak { fill: var(--sage); opacity: .45; }
.fill-frond { fill: var(--sage-deep); }
.fill-water { fill: var(--water); opacity: .8; }
.stroke-trunk { fill: none; stroke: var(--sage-deep); stroke-width: 11; stroke-linecap: round; }
.stroke-soft { fill: none; stroke: var(--sky); stroke-width: 2.5; stroke-linecap: round; }
.stroke-grass { fill: none; stroke: var(--sage); stroke-width: 2; stroke-linecap: round; }
.stroke-water { fill: none; stroke: var(--bg); stroke-width: 2; stroke-linecap: round; opacity: .8; }

.about-split { display: grid; grid-template-columns: minmax(0, 0.9fr) minmax(0, 1.1fr); gap: clamp(2rem, 6vw, 5rem); align-items: center; }
.arch-frame { margin: 0; position: relative; max-width: 28rem; width: 100%; justify-self: center; padding: 0.75rem; border: 1px solid var(--sand-deep); border-radius: 15rem 15rem 0 0; }
.arch-photo { display: block; width: 100%; aspect-ratio: 4 / 5; object-fit: cover; object-position: 47% 22%; border-radius: 14rem 14rem 0 0; max-width: 100%; }
.photo-slot { background: var(--sage); color: var(--sage-ink); display: grid; place-items: center; align-content: center; gap: 0.5rem; text-align: center; padding: 2rem; }
.photo-slot .sprig { width: 9rem; }
.photo-slot .sprig .fill-frond { fill: var(--sage-ink); opacity: .55; }
.photo-slot span { font-family: var(--display); font-size: 1.7rem; line-height: 1.2; }
.photo-slot small { font-family: var(--label); font-size: 0.8rem; letter-spacing: 0.14em; text-transform: uppercase; opacity: .85; }
.about-copy { display: grid; gap: 1.1rem; max-width: 36rem; }
.about-copy p { color: var(--ink-soft); }
.signoff { font-family: var(--display); font-size: 1.6rem; color: var(--sage-deep) !important; }

.values { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: clamp(1.5rem, 3vw, 2.5rem); }
.value { display: grid; gap: 0.5rem; align-content: start; }
.value .sprig { width: 4.5rem; height: auto; margin-bottom: 0.25rem; }
.value h3 { font-size: var(--step-2); }
.value p { color: var(--ink-soft); }

@media (max-width: 960px) {
  .about-split { grid-template-columns: 1fr; }
  .hero-art { max-width: 22rem; }
}
@media (max-width: 760px) { .values { grid-template-columns: 1fr; } }
@media (max-width: 520px) { .hero-art figcaption { left: 0.75rem; } }

/* ---- Round 3: panoramic hero, waves, icons, quote ---- */
.hero.hero-pano { background: var(--sky); padding-bottom: 0; }
.hero-pano .wrap { grid-template-columns: minmax(0, 40rem); padding-block: clamp(3rem, 7vw, 5.5rem) 0; position: relative; z-index: 1; }
.hero-pano .hero-copy { padding-bottom: clamp(1rem, 3vw, 2rem); }
.panorama { display: block; width: 100%; height: auto; aspect-ratio: 1440 / 440; min-height: 190px; max-width: none; margin-top: clamp(-260px, -14vw, -40px); }
.stroke-oak { fill: none; stroke: var(--sage-deep); stroke-width: 6; stroke-linecap: round; }
.band-center { margin-top: -1px; }

.ico-badge { width: 3.25rem; height: 3.25rem; border-radius: 50%; display: grid; place-items: center; background: var(--sand); color: var(--sage-deep); margin-bottom: 0.4rem; }
.ico-badge svg { width: 1.5rem; height: 1.5rem; }
.band-section .ico-badge { background: rgba(255,255,255,.16); color: var(--sage-ink); }
.steps li::before { order: -1; }

.section-sand { position: relative; }
.section-sand::before, .section-sand::after {
  content: ""; position: absolute; left: 0; right: 0; height: 32px; background: var(--sand);
  -webkit-mask: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 1440 32' preserveAspectRatio='none'%3E%3Cpath d='M0 32 C240 6 480 6 720 18 C960 30 1200 30 1440 8 V32Z'/%3E%3C/svg%3E") center / 100% 100% no-repeat;
          mask: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 1440 32' preserveAspectRatio='none'%3E%3Cpath d='M0 32 C240 6 480 6 720 18 C960 30 1200 30 1440 8 V32Z'/%3E%3C/svg%3E") center / 100% 100% no-repeat;
}
.section-sand::before { top: -31px; }
.section-sand::after { bottom: -31px; transform: scaleY(-1); }
.section-sand + .section, .section + .section-sand { position: relative; }

.quote-section { background: var(--sage-deep); color: var(--sage-ink); position: relative; overflow: hidden; }
:root[data-theme="dark"] .quote-section { background: var(--sage); }
@media (prefers-color-scheme: dark) { :root:not([data-theme="light"]) .quote-section { background: var(--sage); } }
.quote-wrap { display: grid; justify-items: center; text-align: center; gap: 1rem; }
.quote-wrap .sprig { width: 8rem; }
.quote-wrap .sprig .fill-frond { fill: var(--sage-ink); opacity: .5; }
.quote-wrap blockquote { margin: 0; max-width: 46rem; display: grid; gap: 1.25rem; }
.quote-wrap blockquote p { font-family: var(--display); font-size: clamp(1.7rem, 1.2rem + 2vw, 2.6rem); line-height: 1.25; text-wrap: balance; }
.quote-wrap footer { font-family: var(--label); text-transform: uppercase; letter-spacing: 0.22em; font-size: 0.85rem; opacity: .9; }

@media (max-width: 960px) {
  .panorama { margin-top: 0; }
}

/* ---- Compliance: prominent Medicare disclaimer ---- */
.tpmo { background: var(--bg); border: 1px solid var(--line); border-left: 4px solid var(--sage); padding: 1.1rem 1.4rem; display: grid; gap: 0.35rem; }
.tpmo p:last-child { font-size: 1rem; color: var(--ink); line-height: 1.55; }
.foot-cols .hours { color: var(--ink-soft); font-size: 0.92rem; }
.gov-line { font-size: 0.88rem; color: var(--ink-soft); max-width: 34rem; }