Paid directly to the employee, they can be used for things other insurance may not cover, such as lost wages, out-of-pocket expenses and household bills.
- Disability Insurance Disability insurance can replace a portion of an employee's income if they are unable to work if they're sick or hurt.
- Accident Insurance: Help employees pay for out-of-pocket costs associated with minor and major accidents — costs their medical insurance may not cover.
- Hospital Indemnity Insurance: This coverage can help with expenses due to a covered surgery or stay in the hospital that may not be covered by most medical plans.
- Life Insurance: Life insurance helps provide peace of mind and financial security for the people who matter most in your employees' lives.
- Critical Illness Insurance: Critical illness insurance provides a lump-sum benefit to cover out-of-pocket costs if an employee is diagnosed with a covered illness.
- Cancer Insurance: Cancer insurance can help offset costs associated with cancer treatment and recovery, so employees can focus on getting well.